Privacy Policy

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What information do we collect?

We collect information from you when you place an order, subscribe to our newsletter or fill out a form.

When requesting  quote or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address and phone number. You may, however, visit our site anonymously.

Like most websites, we use cookies and/or web beacons to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the “do we use cookies?” section below for information about cookies and how we use them.


What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

To personalize your experience (your information helps us to better respond to your individual needs)

To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)

To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)


To process transactions

Your information, whether public or private, will NEVER be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested by the customer.


To send periodic emails

The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.


To administer a contest, a special promotion, survey or other site feature

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.

After a transaction, your private information (email addresses, phone numbers, etc.) will NOT be stored on our servers.


How We Communicate With You

Depending on your needs and preferences, we employ a variety of methods to communicate with you. These methods may include:

Contact by telephone to verify information, answer your questions and to assist you with your insurance application request or in taking the informational steps to help you obtain an insurance policy.

Contact by U.S. postal mail or overnight services such as Federal Express, UPS or DHL to assist you with your life insurance application request or policy, in taking the informational steps to help you obtain an insurance policy or in supplying information about insurance.

Contact by email to verify information, to assist you with your life insurance application request or policy, to conduct surveys, to provide you with additional insurance information, service announcements, special offers, reminders of premiums due, and money saving opportunities and offers from us and our associated sites and companies.

On occasion, we are unable to assist you because of state licensing or other reasons. In these cases we may ask another insurance agency to contact you to assist you. In this event, we will contact you and provide the other parties name and other information.

If you do not wish to receive further communication from us, you may decline by emailing your request to:
whitetreemktg@hotmail.com with the subject line: UNSUBSCRIBE


Do we use cookies?

Yes (cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart and c
ompile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Do we disclose any information to outside parties?

We do NOT sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.


Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.


Application Request:
Should you decide to apply for a particular life insurance policy after obtaining a quote through our site or through us in written or electronic form, you will be asked to provide additional information needed to complete an insurance application. With your written or electronic authorization on the application form provided by the insurance company, this information will be forwarded to the insurance company that you have chosen.

Insurance companies use personally identifiable information (such as name and address) in combination with other information you provide to them to give you your rate for the insurance policy.

The criteria for ratings often vary between insurance companies, with each insurance company placing a different emphasis on particular items of information you provide. Where permitted by law, your personally identifiable information may be used to verify information that you have provided, to request a credit report or, for some types of insurance policies, to review your claims history from a third party. As your application proceeds, Mr. Orr and/or any related associates may be updated on your progress.


PLEASE NOTE: Insurance companies are required by law to have their own privacy policies, which likely differ from those of this site. You may wish to and we strongly suggest that you obtain and review any insurance company’s privacy policy to which you apply for insurance or do business with.

 


California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.


Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 18 years old or older.


Your Consent

By using our site, you consent to our privacy policy.


Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.


Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below:

whitetreemktg@hotmail.com

Mark J. Orr, CFP
Brothers Worldwide Marketing Group, LLC
2050 Marconi Drive #300
Alpharetta, GA 30005
770-777-8309

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